# PRIVACY POLICY & TERMS OF USE — WORTHGLADE: WEALTH JOURNAL **Effective Date:** October 24, 2026 **Last Updated:** October 29, 2026 **Application Name:** Worthglade: Wealth Journal (also referred to as "Worthglade" or "Worthglade Book") **Developer & Legal Entity:** WillChan Praxis ("Developer," "we," "us," or "our") **Official Contact Email:** hellow@willchan.me --- ## 1. OVERVIEW & PRIVACY PRINCIPLES **Worthglade: Wealth Journal** is a private, local-first tactile journal and creative paper atelier for iPhone and iPad. * **Local Creation & Offline Storage:** Worthglade stores your journal text, drawings, stamps, stickers, imported photos and videos, and any voice recordings you choose to keep in the app's private storage on your device. **We (WillChan Praxis) do not operate a journal server and do not receive, collect, or store your journal content on any remote server.** * **When Network Activity Occurs:** Journal creation and storage work offline; purchases and restores communicate with Apple, and external links or feedback emails open only at your request. * **No User Accounts or Tracking SDKs:** You are never required to create an account or log in. The Application contains zero third-party analytics SDKs, zero crash-reporting telemetry, zero advertising networks, and zero cross-app tracking identifiers (no IDFA collection). * **No Remote AI or Model Training:** Your private journal entries, media, and recordings never leave your device unless you manually export or share them, and are never accessed by us or used to train any artificial intelligence or machine learning models. --- ## 2. LOCAL JOURNAL, MEDIA & OPTIONAL VOICE DRAFTS ### 2.1 On-Device Storage & Hardware Protection All journal entries, handwritten PencilKit drawings (fountain pen, pencil, marker, and flood-fill layers), stamps, stickers, imported media, and kept voice recordings are stored exclusively inside your device's local `Application Support` sandbox directory, protected by Apple's native iOS/iPadOS **Complete File Protection (`NSFileProtectionComplete`)** when your device is locked. Internal journal and media files are excluded from automatic device backups (`isExcludedFromBackup = true`). ### 2.2 Imported Photos & Videos (System Media Picker) The system media picker gives Worthglade access only to the specific items you select, rather than your entire photo library. The app creates local copies for your book: images are resized and re-encoded, and videos are prepared for local playback within your private storage. ### 2.3 Optional Voice Drafts & On-Device Speech Recognition * **Explicit Activation:** Recording begins only when you tap **Start listening** and grant microphone permission. * **Strictly On-Device Recognition:** When speech recognition is authorized and supported, Worthglade requires Apple's on-device English recognition. If on-device recognition is unavailable, the app **does not** silently send your words to a remote transcription service. You can continue typing, or choose **Voice + text** to keep a local voice recording even when recognition is unavailable. * **Draft Modes & Retention:** * **Text only (Default):** In this mode, no recording file is retained; only the text you choose to keep is added to your book. * **Voice + text:** Temporarily records your voice locally on your device while you capture a draft. Tapping **Keep on paper** saves a playable recording and its transcript in your book. Tapping **Cancel** or closing the draft immediately removes its temporary recordings. Leaving the foreground automatically stops recording. * **Permission Control:** You can revoke microphone and speech recognition permissions at any time in iOS/iPadOS **Settings** and continue using all other tools in the Application. --- ## 3. ENCRYPTED TRANSFER & DATA DELETION ### 3.1 User-Initiated Encrypted Archives (PBKDF2 + AES-GCM) User-exported, password-protected archives include your journal content as well as embedded photos, videos, and kept voice recordings: * When you export an archive, Worthglade uses Apple's native `CommonCrypto` and `CryptoKit` frameworks entirely in local device memory to derive a cryptographic key from your password (minimum 12 characters) using **PBKDF2 (210,000 HMAC-SHA256 iterations)** and encrypts the archive using **AES-GCM**. * Importing such an archive on a compatible iPhone or iPad is a manual transfer, not automatic synchronization. You choose the file destination and any sharing or file-provider service; those third-party services are governed by their own privacy policies and practices. * **Zero-Knowledge Custody:** We never receive your archive file or its password, and **we cannot decrypt your archive or recover a forgotten archive password under any circumstances.** ### 3.2 How to Erase Local Content You retain complete control over deleting your data at any time: * **Full In-App Erasure:** To erase all local content, open a book, tap the **top-right three-dot menu**, choose **Settings**, then tap **Erase all local entries** and confirm. Erasing clears the local journal, private media files, and undo history. * **Individual Card Deletion vs. Full Erasure:** Deleting an individual card or item removes it from the visible book; however, undo history and associated local media files may remain in local app storage until you perform a full local erasure (**Erase all local entries**) or uninstall the app. * **App Uninstallation & Exported Copies:** Uninstalling the app removes its local sandbox storage from your device. Exported or shared archive copies and Apple's purchase records are separate; to remove exported archives, delete those files from the external locations where you saved them. --- ## 4. PAID PLANS, IN-APP PURCHASES & RESTORATION ### 4.1 StoreKit Billing & Multi-Device Restoration * Apple handles all paid plans, one-time purchases, and billing directly through **StoreKit**. Worthglade does not read a permanent hardware identifier or receive your Apple Account password, credit card number, or billing details. * Any internal product identifier naming convention does not mean a purchase is tied to a single physical hardware identifier. A valid purchase or paid plan entitlement can be restored at no extra charge on another compatible iPhone or iPad signed in to the **same Apple Account**. * **Scope of Restore Purchase:** Tapping **Restore purchase** restores access to your purchased features and paid plans. It does not transfer your private notebooks across devices; please use your password-protected encrypted archive to move journal content between devices. ### 4.2 Testing Environments & Entitlement Changes * Sandbox and TestFlight purchases are strictly for beta testing and do not grant a production App Store entitlement. * All refund requests are governed by Apple Media Services Terms and Conditions ([https://reportaproblem.apple.com](https://www.google.com/search?q=https://reportaproblem.apple.com)). If a paid entitlement is refunded or revoked by Apple, your saved journal data is retained on the device and remains included in your encrypted export. Opening premium bindings and creating additional premium pages require a valid entitlement; restoring or re-acquiring a valid entitlement returns full access to the content already saved in those bindings. --- ## 5. FEEDBACK YOU CHOOSE TO SEND * Tapping **Feedback** opens your default email application addressed to **hellow@willchan.me**. Worthglade does not send messages automatically and does not automatically attach your journal or diagnostic logs. * If you choose to send an email, we receive your sender email address and whatever information or attachments you voluntarily include, and we use them solely to respond to and resolve your inquiry. Your email provider handles message delivery under its own privacy policy. * Please avoid including sensitive financial, confidential commercial, or personal material in support emails. You may contact us at **hellow@willchan.me** to request deletion of past support correspondence; any record retention strictly required by applicable law is handled separately. --- ## 6. CHILDREN'S PRIVACY & INTERNATIONAL COMPLIANCE (COPPA, GDPR, CCPA) * **Children's Privacy (4+ Rating):** Worthglade does not knowingly collect, solicit, or process personal information from anyone of any age, including children under 13 (COPPA) or under 16 (GDPR-K). * **Global Privacy Rights (GDPR / UK GDPR / CCPA / CPRA):** Because we do not operate user accounts, tracking SDKs, or cloud journal servers, we do not control, sell, or share your personal journal data. For any personal contact details voluntarily sent to us via support email, you may exercise your right to access or erase that correspondence at any time by emailing **hellow@willchan.me**. --- ## 7. MANDATORY LEGAL DISCLAIMERS & LIMITATION OF DEVELOPER LIABILITY By downloading, installing, or using Worthglade, you agree to the following binding terms, which supplement the [Apple Licensed Application End User License Agreement (Standard EULA)](https://www.apple.com/legal/internet-services/itunes/dev/stdeula/): ### 7.1 Private Creative Tool; No Financial, Investment, Legal, Tax, or Medical Advice **WORTHGLADE IS A PRIVATE CREATIVE JOURNALING, DIGITAL STATIONERY, AND PERSONAL REFLECTION TOOL. IT IS NOT A FINANCIAL INSTITUTION, INVESTMENT ADVISOR, FIDUCIARY, BROKER-DEALER, CERTIFIED PUBLIC ACCOUNTANT, ATTORNEY, OR HEALTHCARE PROVIDER.** * All stamps, stickers, prompts, notes, and local calculations within the Application are provided **solely for personal creative expression, mindfulness, and self-reflection**. * Nothing in the Application constitutes financial planning, investment advice, securities or asset recommendations, tax preparation, legal counsel, or medical/psychological diagnosis or treatment. * You are solely responsible for evaluating the merits and risks of any personal, commercial, or financial decision you make. WillChan Praxis shall have **zero liability** for any financial loss, business outcome, or decision resulting directly or indirectly from your use of the Application. ### 7.2 Assumption of Risk for Local Data Custody & Forgotten Passwords * **You are the sole custodian of your local journal data and exported archives.** It is your exclusive responsibility to export password-protected archives prior to uninstalling the Application, changing devices, or updating your operating system, and to safely store your archive password. * **WILLCHAN PRAXIS SHALL HAVE NO LIABILITY WHATSOEVER FOR ANY LOSS, CORRUPTION, DELETION, OR INACCESSIBILITY OF YOUR JOURNAL CONTENT, IMPORTED MEDIA, VOICE RECORDINGS, OR ARCHIVES** resulting from app uninstallation, individual card deletion, forgotten archive passwords, device loss or damage, hardware failure, operating system updates, third-party file storage services, or user error. ### 7.3 Disclaimer of Warranties ("AS IS" and "AS AVAILABLE") TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, THE APPLICATION AND ALL BUNDLED ARTWORK, AUDIO, SPEECH/VOICE DRAFT TOOLS, AND FEATURES ARE PROVIDED **"AS IS"** AND **"AS AVAILABLE"**, WITHOUT WARRANTY OF ANY KIND. WILLCHAN PRAXIS DISCLAIMS ALL EXPRESS, IMPLIED, OR STATUTORY WARRANTIES, INCLUDING IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, ACCURACY OF TRANSCRIPTION OR CALCULATIONS, AND NON-INFRINGEMENT. ### 7.4 Limitation of Liability Cap & Indemnification TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL WILLCHAN PRAXIS OR ITS AFFILIATES BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES (INCLUDING LOSS OF PROFITS, DATA, COMMERCIAL INSIGHTS, OR GOODWILL). OUR TOTAL CUMULATIVE LIABILITY FOR ALL CLAIMS RELATING TO THE APPLICATION SHALL NOT EXCEED THE GREATER OF: (A) THE AMOUNT YOU ACTUALLY PAID FOR YOUR IN-APP PURCHASE IN WORTHGLADE WITHIN THE TWELVE (12) MONTHS PRECEDING THE CLAIM, OR (B) ONE U.S. DOLLAR ($1.00 USD). You agree to indemnify and hold harmless WillChan Praxis from any claims arising out of your use of the Application, your imported third-party media, or your violation of these Terms. --- ## 8. INTELLECTUAL PROPERTY & YOUR CREATIVE WORK ### 8.1 Your Creative Work & Imported Media Responsibility You retain **100% ownership** of the original journal content, drawings, voice recordings, and page compositions you create. You remain solely responsible for obtaining any necessary permissions, licenses, or rights for any third-party material (including photos, videos, audio, or text) that you import into the Application. The Developer's intellectual property covers the Application and its original bundled assets, **not** your personal entries or imported media. ### 8.2 Developer Intellectual Property & Anti-AI Training Prohibition The Worthglade Application—including its source code, 3D page-curl and book-closing mesh engines, custom mechanical typewriter interface, **eleven original book bindings**, bespoke sticker and stamp illustrations, procedural audio compositions, and narrative text—is the exclusive proprietary property of **WillChan Praxis** (`Copyright © 2026 WillChan Praxis. All rights reserved.`). Unauthorized extraction, reverse engineering, redistribution, or use of Worthglade's bundled artwork, bindings, audio, interface designs, or text to train, fine-tune, or evaluate any machine learning, large language model (LLM), or generative AI system is strictly prohibited. --- ## 9. CONTACT US If you have any questions regarding this Privacy Policy & Terms of Use, support requests, or privacy inquiries, please contact us at: * **Developer / Studio:** WillChan Praxis * **Email:** hellow@willchan.me